Asuransi Kesehatan Terbaik Dan Murah

Asuransi Kesehatan Terbaik Dan Murah janmrtelobis dazghveva sadazghvevoa, romelits moitsavs sameditsino personalis kharjebis mtlian an natsils, ris shedegadats adamianta didi raodenobis riski vrtseldeba. janmrtelobis dazghvevisa da jandatsvis sistemis kharjebis riskis riskis gatvalistsinebit, mzghvevels sheudzlia ganavitaros rutinuli sapinanso struktura, magalitad, qoveltviuri premia an sagadasakhado gadasakhadi, uzrunvelqos puladi sakhsrebis gadakhda sadazghvevo dazghvevashi shetankhmeba. sargebeli administrirebulia tsentraluri organizatsiis mier, rogoritsaa sakhelmtsipo saagento, kerdzo biznesi, an arakomertsiuli organizatsia. janmrtelobis dazghvevis asotsiatsiis tanakhmad, janmrtelobis dazghvevis ganisazghvreba "daparva, romelits itvalistsinebs avadmqopobis an dazianebis shedegad sargebels anazghaurebas, romelits moitsavs avariis, sameditsino kharjebis, invalidobis, an shemtkhvevit sikvdilisa da danatsevrebis danakargebs" (gverdi 225). janmrtelobis dazghvevis politika aris khelshekruleba sadazghvevo mimtsodeblis (magalitad, sadazghvevo kompania an mtavroba) da individualuri an misi sponsori (mag. damkiravebeli an satemo organizatsia) shoris. khelshekruleba sheidzleba ganakhldes (mag. qoveltsliurad, qoveltviurad) an mteli sitsotskhlis mandzilze kerdzo dazghvevis shemtkhvevashi, an qvela mokalakisatvis erovnuli gegmebis shemtkhvevashi savaldebuloa.

janmrtelobis dazghvevis kharjebis tipi da odenoba janmrtelobis dazghvevis provaideris daparvis shesakheb tserilobiti pormitaa gansazghvruli, khelshekrulebis an "daparvis mtkitsebulebis" bukletis kerdzo dazghvevistvis, an sakhelmtsipo dazghvevis erovnuli jandatsvis politikis shesabamisad. janmrtelobis dazghvevis politika (ashsh-is spetsipikuri) damkiraveblis mier dapinansebuli ERISA- is mier dapinansebuli proektia. kompania zogadad akveqnebs, rom mat ert-erti mskhvili sadazghvevo kompania hqavs. tumtsa, ERISA- s sakmeshi, sadazghvevo kompania "ar atsarmoebs sadazghvevo aktsiashi", isini ubralod administrirebas akhdenen. amitom, ERISA- s gegmebi ar ekvemdebareba sakhelmtsipo kanonebs. ERISA- s gegmebi regulirdeba ashsh-is shromis departamentis (USDOL) iurisdiktsiis kvesh pederaluri kanonmdeblobit. konkretuli sargebeli an daparvis detalebi motsemulia shemajamebeli gegmis aghtserashi (SPD). sachivari unda gaiaros sadazghvevo kompania, shemdeg damsakmebelta gegmis pidutsiari. sachiroebis shemtkhvevashi, Fiduciary- is gadatsqvetileba sheidzleba gadaitanos USDOL- ze, rata ganikhilos ERISA- is shesabamisoba da shemdeg sheitanos pederaluri sasamartloshi sarcheli. Asuransi Kesehatan Terbaik Dan Murah